1. Apply

Apply online in minutes
(you’ll need to be over 18,
a permanent Australian
resident and earning over
$25,000 full time)

2. Accept

Upon approval, you’ll
receive an SMS with
important information
about your Skye
account and a 4 digit
code to accept

3. Authorise

Visit our store and
purchase what you want.
To authorise the
purchase, you’ll need to
enter the second 4 digit
code SMSed to you

4. Enjoy

Enjoy your purchase! You’ll
receive a welcome pack with
your card within 10 days
and monthly statements
showing the minimum
payment and due date

Terms and Conditions

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term. See skyecard.com.au for current interest rates. Credit provided by FlexiCards Australia